The need to find break down cover on top of a car insurance policy might get a lot more important in 2011.
Under proposed changes to legislation, it could become illegal not to get breakdown cover in the future.
Car insurance is a required part of driving, yet breakdown cover is not covered by the same rules and is, in fact, totally optional.
The new proposals, which have been put forward by the coalition government, have been well received by the British Insurance Brokers Association (BIBA).
The Association believes that the changes will promote a fairer system for honest and safe drivers .
Last week, research by moneysupermarket.com found that car insurance customers paid an average of 44p more for every day they delayed renewing their policy in 2010.
Many Brits ended up paying more than necessary because they left renewing their policy until the last minute.
The research added that insurance premium prices rose by an average of 31 per cent year-on-year.




