A car insurance provider has told motorists to think about their car insurance before taking advantage of the car scrappage scheme .
The government initiative is now entering its final phase, giving buyers their last opportunity to save £2,000 by trading in their old car when they buy a new one.
However, insurance retailer Swinton has warned them that they may face a hike in their car insurance premiums with newer models.
Steve Chelton, insurer development manager at Swinton said: "The saving that could be made may be outweighed by the additional costs of car insurance .
"Many people only had third party cover on their old vehicles but they may need to consider a more comprehensive cover on a new vehicle as the cost of repairing any damage would be much higher."
Last year, research by uSwitch suggested that the £2,000 savings made through the scrappage scheme would be lost within an average of 88 days after making a purchase due to depreciation of a new vehicle.




