The Co-operative Insurance has partnered with a road safety charity to warn parents against committing fraud on car insurance .
Research by the firm has shown that 41 per cent of parents are fronting motor insurance for their children at the moment, meaning that the youngsters, despite being the main users of a vehicle, are only put down as named drivers.
This is in spite of the fact that 57 per cent know that fronting is illegal, with the risk that the policy might be cancelled or that a person may be the recipient of a criminal record.
Although he recognised that parents were trying to save money, Tim Franklin, chief operating officer at The Co-operative Financial Services, warned against fronting.
He said: "The view that motor insurance fronting is harmless and doesn't hurt anyone could not be further from the truth.
"Parents who believe they are helping their children to save money by fronting are not only risking prosecution, but harming their chances of obtaining insurance in the future."
A better way for young drivers to make car insurance savings may be to take the Pass Plus .




