More than half of motorists have admitted to habits behind the wheel that could lead to accidents and affect car insurance policies.
Research by The Co-operative Insurance found that 53 per cent of drivers routinely eat or drink behind the wheel.
Other "reckless" habits included smoking, talking on a mobile phone and even putting on make-up .
Grant Mitchell, function leader at The Co-operative Insurance, detailed how poor habits could affect car insurance policies.
"Taking a sip of a drink or a quick bite of a sandwich whilst driving may seem harmless, however the consequence of taking your full concentration off the road could result in a road traffic accident which could change lives forever," he said.
"Every time a driver has to make a claim, due to their own or another vehicle user's irresponsible motoring habits, it undoubtedly has an effect on the motor insurance premiums of all drivers."
Using a handheld mobile phone while driving is illegal and could lead to a fine and points on a driving licence.




