The Institute of Advanced Motorists (IAM) has given advice to drivers on how they can keep their insurance premiums low.
A recent report by Consumer Intelligence revealed that insurance premiums have gone up by 19.6 per cent since January 2009.
Although factors such as age, gender and where one lives may be out of the driver's control, Neil Greig, director of policy and research at IAM, insists there are ways to keep premiums low.
He said: "When buying a car, you want to look for one in a lower insurance bracket. Most new cars will display this in documentation before you buy. Also you can take advanced driver training which will be recognised by insurers ."
Mr Greig added that letting the insurance company know if the car is kept in a garage and fitting an industry-standard Thatcham alarm could also help.
Zurich recently announced that it will raise its car insurance premiums by 20 per cent this year, putting some of the blame on the rise in personal injury claims .




