Figures from Virgin Money suggest that vehicles that are between three and six years old make up the most car insurance claims .
Those driving a five-year-old car made 9.61 per cent of claims, four-year-old cars contributed to 9.56 per cent of claims and six-year-old cars 9.08 per cent.
Overall, it meant that vehicles aged between three and six years, despite only making up 24 per cent of all cars, accounted for 40 per cent of claims.
Virgin Money Car Insurance spokesman Grant Bather does not think drivers of older cars should necessarily be worried, adding that many people tended to change their cars after three to five years anyway.
He said: "Looking at these statistics, people looking at buying a second-hand car should also make sure that they have taken the necessary action to ensure that the car meets all of the road standards."
A report by Esure recently suggested that many people looking to buy a car would not take into account factors surrounding their car insurance before making a purchase.
While eight per cent of people do not even get a quote, 16 per cent said they would not check to see what car insurance group it is in.




