The average quoted premium for an annual comprehensive car insurance policy fell by 3.2 per cent in the first quarter of 2010, new figures have revealed.
According to the AA's British Insurance Premium Index, the average quoted premium for third party, fire and theft also declined in the first three months of the year.
However, the 'Shoparound Index', which is based on the three cheapest quotes for the average customer in each risk bracket, rose by 0.6 per cent.
This suggests that the cheapest premiums are increasing at the fastest rate, director of AA Insurance Simon Douglas believes.
Furthermore, Mr Douglas predicts the downward trend for average quoted premiums will be short-lived, with double-digit growth envisaged by the end of the year.
"Insurers no longer have reserves on which to call in order to keep premium rises in check," he explained.
"The same pressures as last year continue to force insurers to increase premiums: fraud and personal injury claims especially remain a significant concern."
Earlier this month, research by swiftcover.com suggested that as many as one in three households with more than one vehicle could be paying over-the-odds for their car insurance .




