Car insurance premiums could increase by 20 per cent this year, one expert has warned.
Speaking to the Daily Mail, Patrick Smith, chief executive of the Swinton Group, stated that the cost of car insurance is currently below market levels.
"I would say that premiums are 20 per cent lower than they should be. They are seriously adrift. Within the next 12 months there will be a significant correction," he said.
Simon Douglas, director of AA insurance, added that although such an increase would allow car insurance firms to achieve an underwriting profit, he feels that a rise of around ten per cent is more likely.
Factors driving up the cost of car insurance include fraud and personal injury claims, he explained.
Recently, the Association of British Insurers told the South Wales Argus that young male drivers face the highest car insurance premiums as they are more likely to make a claim .




