Warning over lying to get cheaper car insurance

Fri, 24 Oct 2008

A quarter of people have lied in order to lower the cost of their car insurance, a new survey has found.

Research conducted by YouGov on behalf of Comparethemarket.com, found that 25 per cent of car insurance customers have engaged in the practice of 'fronting'.

This occurs when someone who is listed as the main driver on the car insurance policy is in fact only an occasional user of the vehicle .

Although this in itself is not always a criminal offence, those engaging in the practice could find their car insurance claim rejected because of it meaning they will be deemed as driving without cover.

Jeremy Moll, insurance expert at the price comparison website, said: "Culprits of fronting mainly include young drivers or those who have just passed their driving test as they can save themselves a bit of money ."

However, the risks involved mean it often proves to be a false economy in the long run, he added.

People who engage in the practice will also miss out on the chance of building up their own no-claims bonus on their car insurance policy, Mr Moll stated.

Yesterday, More Than Business warned drivers to be on their guard as the nights draw in, pointing out that twilight can be a dangerous time on the road.
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