Insurers crack down on offenders

Mon, 19 May 2008

New research has revealed that a growing number of car insurance firms are choosing to increase premiums for those convicted of using their mobile phone while driving.

According to the AA, motorists receiving £60 fines for the offence could be collectively forced to pay £5.4 million in insurance premiums every year.

Some companies are increasing their premiums by as much as 18.1 per cent, the firm stated.

Simon Douglas, director of AA Insurance, said: "Driving whilst using a hand-held mobile phone places you at greater risk of having an accident - it slows reactions and you are less able to control the car . Insurance companies quite rightly take such offences seriously."

It is hoped that the potential costs could deter people from using their hand-held mobile phones when behind the wheel, he added.

Last week, Graeme Trudgill, technical and corporate affairs executive at the British Insurance Brokers' Association, urged people to shop around for the most competitive car insurance deals .
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