Comprehensive car insurance warning

Thu, 06 Mar 2008

Drivers should make sure they read the small print on their car insurance policies, even if they believe they have comprehensive cover .

The warning comes from Which? Legal Service which claims that so-called comprehensive car insurance can exclude major items such as windscreens, windows and tyres .

It said this can cost drivers hundreds of pounds if they need to repair something which is not covered by their car insurance.

People must also make sure that the main driver on the policy is also the vehicle owner or the car insurance firm will not pay out any claims.

Which? Legal Service lawyer Monica Jaimini said: "A 'comprehensive' policy might sound like it covers everything, but always read the small print to make sure you know what’s included and what you’ll have to pay in the event of a claim ."

In related news, a recent TescoCompare.com survey found that 71 per cent of people who have switched car insurance in the last year cited price as the most important factor when choosing a policy.
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