Motorists who opt to pay their car insurance premium monthly could be left out of pocket, new research shows.
A study by uSwitch.com found that the 13 million people who do not pay their car insurance annually could be paying an extra £624 million in total.
This is because car insurance firms charge an average interest rate of 23.8 per cent for monthly premiums adding almost £50 to the cost of a policy, the research found.
Ashton Berkhauer, insurance expert at uSwitch.com, advised that people who could afford to should pay their premium in one annual lump-sum.
He said: "Of course, if you can't afford to pay for car insurance in one lump sum then this initiative could be a godsend."
Last week, James Caldwell, director of Fairinvestment.co.uk, warned that cheap car insurance might not always be the best option for drivers.
He recommended people compare policies on the level of cover they offer, rather than price alone.




