Following the announcement that one car insurance company is to cease raising premiums for motorists with a few penalty points, a financing analyst has urged people not to become complacent.
This week, financial services provider Swinton announced that road users who have received speeding tickets in the last three year and an accompanying three-point penalty will not face higher car insurance premiums than other insurance customers.
Explaining the move, the organisation claimed that speeding tickets no longer reflect driving ability because they are so common nowadays.
Nevertheless, Debra Williams, managing director of financing portal Confused.com, has warned drivers not to view this as a licence to drive at speed.
"Regardless of the cost of insurance, we urge drivers not to become complacent or view this as an opportunity to flout driving laws," she said.
"The more points you have, the fewer insurers are willing to provide cover."
Earlier this year, financing portal moneysupermarket.com published a study into the average car insurance premium in 2006.
The organisation claimed that women were typically expected to pay £646.12 for car insurance cover, while men needed to shell out £943.70.




