Car Insurance for Good Drivers

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Good Drivers

If you consider yourself to be a "good" driver, it may be worth shopping around a little to make sure that you are getting the largest possible discount.

Some insurers, such as E Sure or Diva, specialise in only insuring certain types of motorists, wherease many insurers will give you the option of getting discounts for certain criteria.

Factors which should reduce your premiums:

• Long no claims bonus - 4 years or more.
• Long driving history - drivers with less than 5 years' experience will usually pay more.
• Age - the more years' driving experience you have, the less you are likely to pay.
• Female Drivers - usually can get lower premiums due to the reduced chance of having an accident.
• Holding and advanced driving certificate.

In addition, factors such as your postcode, and where your car will be stored can help to reduce your premiums.

Examples of Car Insurance Companies Offering Discounts for Careful Drivers

• E Sure - offer insurance exclusively for drivers with over 4 years' claims bonus.
• Diva - Car Insurance for Women Only
• Endsleigh - discounts for professionals, graduates, and students.