What's different about Car Insurance in Scotland?

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Car Insurance in Scotland

Insuring your car in Scotland is very similar to in England & Wales, the main difference being the titles of the people who deal with this procedure. For instance, there is no procurator fiscal in England & Wales. In Scotland, every driver must have the same minimum insurance requirements as in England & Wales.

Car insurance costs have come down over the past 5 years, mainly due the decrease of 30% in car crime in Scotland. Car crime is one of the main reasons for insurance premiums being so high south of the border.

A series of national surveys was carried out by the Scottish Crime Survey in 1981, 1987, 1993, 1996, and 2000. Car crime rates started to drop in Scotland from 1987 onwards.

The table above shows the rates per 10,000 households of certain categories of crime. These exemplify the fact that Scottish car crime is much lower than in England and Wales. Scottish figures are from the Scottish Crime Survey, and English & Welsh figures are from the concurrently run British Crime Survey.

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